Ananya Mallick

Freelance solutions journalist and business development professional

I'm in my early career stage working in business development for SaaS products, and I'm also a freelance solutions journalist who loves to use storytelling as a tool to inspire positive change. I believe that financial health is fundamentally about control—having complete authority over every aspect of my life and making decisions independently. Coming from the Asian region where complex family dynamics often obstruct personal goals, I'm passionate about championing financial independence, especially for young people navigating similar challenges.

"You must gain control over your money, or the lack of it will forever control you."

— Dave Ramsey

This quote captures the essence of why financial health matters. Money isn't just about luxury—it's about enabling us to leave situations in which we don't want to be. Control over finances means control over life decisions, especially for young people navigating complex family dynamics and seeking independence.

Personal Philosophy

What does being financially healthy mean to you?

Being financially healthy means having control over my finances—the ability to meet my current and future financial obligations. It includes stable income and cash flow, emergency savings, smart spending and budgeting, and ability for long-term investments. Many young people around the world are still dependent on family incomes due to the competitive job market and high cost of living, which affects their decision-making power about their own life matters. Money is not just for buying luxury items but for enabling us to leave situations in which we do not want to be. Financial health also includes the ability to travel and spend time in social work—sources of happiness and fulfillment that lead to good mental health.

What motivates your work in financial health?

As an adult, I strive to keep complete authority over every aspect of my life and make decisions independently without external intervention from other family members. Coming from the Asian region, complex family dynamics often obstruct personal goals like higher education, marriage, or passions—especially when we're reliant on parental income. I don't want to become a burden to my family or society. Rather, I aspire to become someone who meaningfully contributes toward a sound and prosperous economy, because poor financial health at an individual level can ripple through economic functions, much like a butterfly effect.

Current Goal

Live independently by renting my own apartment. As I've just started my career, I'm navigating lifestyle constraints like living in my parental house. The typical Asian society expects my home to automatically become my spouse's after marriage—a notion I disagree with. Relying on others for basic needs like shelter diminishes my social identity. I believe that every individual, regardless of gender, should be able to afford living independently, whether they decide to pursue that choice or not. This goal represents autonomy, identity, and the freedom to make life decisions on my own terms.

Ananya Mallick

What does being financially healthy mean to you?

What motivates your work in financial health?

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