About Research Education

Budget Balancer

Can you master the 50/30/20 rule? Drag your income into the right buckets to win.

Income: $3,000
Remaining: $3,000
Paycheck
🏠
Needs
Target: 50% ($1,500)
$0
🎮
Wants
Target: 30% ($900)
$0
🐷
Savings
Target: 20% ($600)
$0
⚠️

Unexpected Expense!

Your car broke down. You need to pay $200.

The 50/30/20 Rule

A simple framework for financial stability.

50% Needs

Essentials

Housing, groceries, utilities, and transportation. These are the bills you must pay to survive and work.

30% Wants

Lifestyle

Dining out, hobbies, subscriptions, and travel. This is the fun stuff that makes life enjoyable.

20% Savings

Future You

Emergency fund, retirement investing, and debt repayment. Pay yourself first!