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Sophia Moffa
2023 Ambassador
United States College-Bound Student FinMango Alumna

Sophia Moffa

Building financial literacy to graduate with minimal debt while investing

Being financially healthy means knowing how to allocate your finances so you know where everything is going and why. Recognizing your financial goals and making a budget you can stick to is one of the easiest ways to start improving financial health. After taking FinMango's How to be a Millionaire class, it opened my eyes to all the places I could be putting my money to set me up for future success. The mindset I gained inspires me to be more conscious about where I put money beyond savings so it best serves my future endeavors.

"It's never too late to be what you might've been."

— George Eliot

This quote reminds me that financial health is a journey, not a destination. No matter where you start, you can always learn, grow, and build the future you want. The conscious financial decisions I make now will shape who I become tomorrow.

Personal Philosophy

What does being financially healthy mean to you?

To me, being financially healthy means knowing how to allocate your finances so that you know where everything is going and why it's going there. It's easy to overlook small charges to your account and to budget ineffectively. I believe that recognizing your financial goals and making a budget that you can stick to to achieve them is one of the easiest ways to start improving your financial health.

What motivates your work in financial health?

Growing up, I always believed that my family members gave me a stronger foundation in financial literacy than some other people I know. After taking the How to be a Millionaire class through FinMango, it opened my eyes to all the other places that I could be putting my money that would also set me up for success in the future. The mindset that I gained from these courses has inspired me to be more conscious about where I can be putting money in addition to my savings account so that it best serves me in my future endeavors.

Current Goal

With college coming up, I have made it a goal to work with my parents to graduate with minimal debt while still being able to invest money. I am incredibly appreciative for the opportunities my parents have given me and I want to do my best to make sure that once I graduate, I will be independent enough to pay back my loans and provide for them in their retirement. I believe that by having these conversations and making conscious financial decisions now, I will be able to help them more easily in the future.

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