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What can you
actually afford?

Real math. Clear results. No jargon. Find out what you can afford and how long it'll take to get there.

Mortgage, taxes, insurance & PMI

Down payment savings timeline

Personalized next steps

Nothing stored or shared

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Finances

Goals

Results

Step 01 of 03

Financial Snapshot

Tell us about your current situation. Everything stays on your device.

Annual Household Income *

Total yearly income before taxesPlease enter your annual income to continue.

Current Savings

Cash available for down payment

Monthly Savings

How much you save each month

Current Housing Cost

Your current rent or mortgage

Monthly Debt Payments

Car, student loans, credit cards

Step 02 of 03

Tell us about the home you want. Enter your ZIP for area-specific pricing, or use the national median (~$420,800).

ZIP Code (optional)

Gets the typical home price in your area

Target Home Price *

The price of the home you'd like to buyPlease enter a home price to continue.

Property Type

Single family: standard insurance, no HOA fees

Down Payment

20% → no PMI required

Mortgage Term

Interest Rate

Current 30-yr avg ≈ 6.8%